Real-time processing & lending

Human connection. Amplified through automation.

Midnight dreams? Let’s go.

Driven by our league of tech pioneers is a revolution in lending. SAFE, our premier Secure Advance Funding Engine, is the difference. Nothing like banks. Apply on your terms in your time — 24/7.

Transactions of all types

We bring the tech. You find your fit.

With simplicity and technology, SAFE instantly engages our marketplace of 10+ lenders to deliver a range of competitive offers, often

within 24 hours. You’ll see the pros and cons of each — pick your rates, terms, and winners. We’ll handle the rest.

Explore the Best Business Financing Solutions for Your Company's Growth

Unsecured working capital

Financing approved based on your cash flow — with no assets or collateral required.

Real estate financing

Funds to purchase, renovate, or expand new or existing commercial property.

SBA loans

A loan on your business guaranteed by the Small Business Administration.

Accounts receivable financing

Keep your cash free and get approved using funds due from clients as collateral.

Lines of credit

Flexible and easy access to cash when you need it for a revolving source of capital.

Equipment financing

Easy, flexible access to cash to buy or lease the gear that gets the job done.

Or start a conversation at (732) 696-4673

Common questions. Straight answers.

What are the minimum requirements to apply for financing at SHA Capital?

3 Months in Business

3 Months of Business Bank Statements

$10,000 in monthly revenue

Will a low credit score affect my chances of being approved?

While a low credit score may limit your financing options, SHA Capital has the ability to get you financing within our ABLE platform.

What kind of products does SHA Capital offer?

SHA Capital specializes in short term financing lending options but we also offer the following;

Unsecured working capital

Real Estate Financing

SBA loans

Accounts Receivables Financing

Lines of Credit

Equipment Financing

How soon will I have access to my money after I’m approved?

Depends on the financing product and partner that you are paired with, however we estimate it would take anywhere from 24-72 hours to receive the capital from receipt of initial required documentation.

Looking for more? Visit our FAQs page

Let’s get down to small business.

There’s the SHA Capital way to get smart financing fast — and there’s everything else. We believe in your small business, and we believe in our approach. No nonsense. No surprises. Just expert guidance from start to finish.

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